Insurance against coronavirus is becoming more and more popular today since it is obvious the notorious infection might stay with humans for good. The problems it is causing in the lives of many people are of absolutely different types, some of which are an inability to work, serious medical issues or even mere inability to go on a trip which had been planned in advance. All of such things can make one’s life rather complicated and a special insurance programme can help to minimise the negative effects of the coronavirus infection.
Basic options included into the majority of insurance programmes
Despite the fact the insurance programmes against coronavirus are pretty different, there are still several options offered by almost any insurance company.
First of all, it is a one-time payment for the diagnosis of coronavirus which requires the result of the PCR test and well as an official statement given by a doctor. In the majority of cases, such a payment is available only for the first case of falling ill with coronavirus.
It is also possible to get a compensation for hospitalisation which took place because of coronavirus. In this case, not only the amount of money one can receive can differ depending on the exact programme, but also the payment for the number of days spent in a hospital. Some companies will pay only for 21 days of hospitalisation while others are ready to cover even up to three months of a stay in a hospital.
There a similar service for medical treatment at home. Of course, in this case the reason for a medical leave has to be the coronavirus infection. Again, the amount of money paid for each day of a leave can differ as well as the total number of days of a leave also depends on a particular insurance programme.
Finally, the death because of coronavirus will also give the relatives a compensation. In this case, it is crucial for the death to occur because of the illness of a respiratory system while there also has to be a positive diagnosis for coronavirus.
Extra services provide by insurance programmes against coronavirus
There is a variety of additional options which might be available to the clients of insurance companies depending on their programmes. Some of these services might be already included into insurance programmes of some companies whereas in the case of other companies you will have to pay an 0065tra some of money for getting access to such options.
Services for travelling
Needless to say, there were many people who were not able to travel because of the complications caused by coronavirus especially, since many countries had closed their borders. Coronavirus insurance can help in getting compensation for such an immense change in plans. A compensation can also be received if a trip did not happen because you fell ill with coronavirus.
In case you have to come back from a foreign country because of getting ill with coronavirus or the introduction of special regulations by another country, such an insurance programme might also give you a financial compensation.
If it happens a person stayed abroad or even in a different city when a tragedy happened and he or she died because of coronavirus, one’s family will be able to count on the compensation for the transportation of the corpse.
You have already learnt about the basic services provided by the majority of insurance programmes. There are a couple more which might be available for an additional price.
There is a special service for compensating a quarantine in a special observation unit for which a person might have to pay. With extra options offered by an insurance programme, it is also possible to use notary and psychological support for the situations caused by coronavirus.
In addition to it, there are extra options for receiving a compensation for the transport to a medical unit as well as payments which are needed for treating the health problems caused by the infection.